Russian banks record a drop in demand for loans in September-October by 10-25%. Financial companies see several reasons for the loss of interest in loans, report “News”.
So, in “Zenith” the Russians began to turn to 20-25% less frequently. The lower limit is also noted in Novikombank: they state the atypicality of such behavior of clients, who usually apply en masse in the middle of autumn.
A decrease in interest to 10% since September 21 is also observed in the Sravni financial marketplace. According to the expert, such a reaction is quite logical against the backdrop of geopolitical events: people prefer to save money for purchases that they previously planned to make using loans.
Other experts explain the reduction in demand by the outflow of a certain proportion of residents abroad. At the same time, it is worth bearing in mind not only a drop in interest, but also a kind of “freezing” of offers from banks. For example, men under 40 have become “toxic” customers for organizations, and lenders risk more than just not getting paid.
Let’s remind, in October in Russia credit holidays can be fixed legislatively. Supported by deputies, senators and the Central Bank, the initiative is being considered in the State Duma.
