The Russians were told how to stop mindlessly spending wages

Andrey Makarov, head of the sales department of Pervaya Management Company, told how to save yourself from impulsive purchases. He shared his thoughts in an interview with the agency Prime.

According to Makarov, budgeting and goal setting can be used to reduce impulsive purchases. As an example of a goal, he cited the purchase of a car, a new apartment, or the education of children.

If saving is hard, the expert suggests using services to “block” part of the salary.

“For example, auto payment. With it, you can set a certain amount, the date of debit, for example, every 10th day of the month, as well as the direction of payment. In particular, these can be investment products or some kind of account from which you cannot pay for purchases. Thus , this will help not only save yourself and your budget from rash spending, but also save money effectively”, Makarov said.