For Italian motorists, expensive fuel was not the only problem they had to face, which led to an increase in the economic costs of their cars. Actually, they’ve been around for a while gradually growing Also average cost of autoresponsibility. Increasingly, what is increasingly thought about the budgets of families who also have to cope with the growth of other goods and services. But speaking of RCA cars, what magnification are we talking about?
Thanks to data from Facile.it Auto Insurance Observatory, we find that in april month 2023 average insurance premium in Italy was 517.88 euros.
Despite a slight decrease compared to March 2023 (average cost €525.98), there was an increase of 16.88% compared to April 2022 for the same period (average cost €443.07). The change over the last 6 months is +11.51%. In short, we are talking about a significant price increase, given that the difference in the average premium between April 2022 and April 2023 is almost 75 euros.
To get a better idea of how average car insurance prices have changed over the past 12 months, we can always turn to the Observatory data. Thus, the dynamics of the average insurance premium in Italy from April 2022 to April 2023 is shown below.
- April 2022: €443.07
- May 2022: €445.57
- June 2022: €453.53
- July 2022: €463.63
- August 2022: €469.1
- September 2022: €464.67
- October 2022: €464.44
- November 2022: €468.89
- December 2022: €458.06
- January 2023: €482.43
- February 2023: €515.41
- March 2023: €525.98
- April 2023: €517.88
But what are the reasons that led to this progressive increase? According to the Observatory, the main reasons lie in a number of factors, includinginflation Andincreased repair cost damaged models.
Thus, over the past 12 months, the average premium for RCA cars in Italy has increased by almost 17%. However, in April, as mentioned above, the average price slightly decreased compared to the maximum peak in March. In any case, according to the Observatory, the difference with prices 12 months ago is still significant. It’s nationwide, but at the regional level what are the average costs? In fact, the average price of an insurance premium for motor third party liability varies significantly by region. In Italy there are important differences at the territorial level.
Therefore, looking at the Observatory’s area numbers, we find that most expensive ever in April 2023 was Campania with an average premium of 917.05 euros. The figure, however, is not surprising. Next we find Puglia with 590.27 euros and Calabria with 588.13 euros.
We move from the most expensive to the “cheapest” regions. The least expensive region was Valle d’Aosta with 365.78 euros, which “outperformed” Friuli Venezia Giulia by several euros with an average premium in April 2023 of 368.99 euros. In any case, compared to what it was 12 months ago, in most Italian regions the growth is in the double digits. Let’s now see a full overview of spending by region in April 2023 with an increase from the same month of the previous year.
- Abruzzo: €436.43 (+18.69% compared to April 2022)
- Basilicata: €442.81 (+23.31% compared to April 2022)
- Calabria: €588.13 (+8.42% compared to April 2022)
- Campaign: €917.05 (+14.84% compared to April 2022)
- Emilia-Romagna: €455.73 (+15.90% compared to April 2022)
- Friuli Venezia Giulia: €368.99 (+21.33% compared to April 2022)
- Lazio: €527.28 (+20.55% compared to April 2022)
- Liguria: €520.96 (+21.86% compared to April 2022)
- Lombardy: €408.50 (+14.25% compared to April 2022)
- Marche: €482.03 (+21.28% compared to April 2022)
- Molise: €480 (+12.09% compared to April 2022)
- Piedmont: €481.22 (+20.45% compared to April 2022)
- Apulia: €590.27 (+19.45% compared to April 2022)
- Sardinia: €441.87 (+15.95% compared to April 2022)
- Sicily: €506.76 (+14.57% compared to April 2022)
- Tuscany: €554.50 (+20.05% compared to April 2022)
- Trentino-Alto Adige: €408.48 (+24.93% compared to April 2022)
- Umbria: €481.09 (+14.91% compared to April 2022)
- Valle d’Aosta: €365.78 (+3.88% compared to April 2022)
- Veneto: €426.32 (+20.56% compared to April 2022)
Thus, from the data for April 2023 it follows that the region with the highest increase in inflation was Trentino-Alto Adige with +24.93%. On the other hand, in Valle d’Aosta, the average price increased by only 3.88%.
Looking through the additional data offered by the Observatory, we find that among the additional auto insurance guarantees for April 2023, the most chosen among motorists isroadside assistance. As the analysis showed, almost half (43.03%) of users requested it. This is followed, albeit at a great distance, by legal protection (21.05%), driver-assisted accidents (16.93%), theft and fire (9.47%), windshields (6.27%) and natural disasters. (3.25%).
According to data compiled by the Observatory, the average age of vehicles in Italy in April 2023 is 9.52 years. The average cost of a car, on the other hand, is 16,159.90 euros. According to the results of the study, 67.13% of users have quality class 1. As for the top 10 most popular car brands and models in April 2023, according to the information provided by users, The Observatory has compiled the following classification:
- Fiat Panda second series
- Fiat Panda third series
- Fiat Grande Punto
- Ford Fiesta sixth series
- Fiat 500 (2007-2016)
- Lancia Ypsilon third series
- Fiat Punto third series
- Volkswagen Golf seventh series
- Renault Clio fourth series
- Ford Fiesta fifth series
(Facile.it emphasizes that the data of the Observatory is based on 13,535,186 assessments made in Italy by users on its website between April 1, 2022 and April 30, 2023, and the corresponding results of product quotes)
Source: HD Motori
Ashley Fitzgerald is an accomplished journalist in the field of technology. She currently works as a writer at 24 news breaker. With a deep understanding of the latest technology developments, Ashley’s writing provides readers with insightful analysis and unique perspectives on the industry.